Debt payoff
Use our calculators to estimate payoff time and interest, or browse scenarios with prefilled inputs.
Credit Card Payoff Calculator
Single-card payoff: months, date, and interest.
Debt Snowball Calculator
Compare snowball vs avalanche with multiple debts.
Debt Avalanche Calculator
Pay highest APR first to minimize interest.
Debt payoff scenarios
Programmatic scenarios with computed results, explanations, and related links.
Single-card payoff
Credit card payoff with a fixed monthly payment.
- Pay off $5,000 at 24.99% with $200/month
- Pay off $5,000 at 24.99% with $150/month
- Pay off $3,000 at 24.99% with $200/month
- Pay off $5,000 at 29.99% with $200/month
- Pay off $2,000 at 24.99% with $200/month
- Pay off $5,000 at 18.99% with $200/month
- Pay off $8,000 at 24.99% with $200/month
- Pay off $5,000 at 24.99% with $300/month
- Pay off $3,000 at 24.99% with $150/month
- Pay off $1,000 at 24.99% with $200/month
- Pay off $5,000 at 29.99% with $150/month
- Pay off $3,000 at 29.99% with $200/month
Two-card compare
See snowball vs avalanche outcomes on two cards.
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $100, B 4000 @ 22% min $100)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $100, B 4000 @ 22% min $150)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $100, B 4000 @ 22% min $30)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $100, B 4000 @ 22% min $60)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $150, B 4000 @ 22% min $100)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $150, B 4000 @ 22% min $30)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $150, B 4000 @ 22% min $60)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $30, B 4000 @ 22% min $100)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $30, B 4000 @ 22% min $150)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $30, B 4000 @ 22% min $30)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $30, B 4000 @ 22% min $60)
- Compare snowball vs avalanche: $5,000 budget $250/mo (A 1000 @ 18% min $60, B 4000 @ 22% min $100)