Privacy Policy

Last updated: [Date]

Overview

PayoffKit ("we", "our") respects your privacy. This policy explains how we handle information when you use our website.

Information We Collect

Information You Provide

• Calculator inputs – Numbers you enter (balance, APR, salary, etc.) are processed in your browser. We do not store or transmit these to our servers by default.

Automatically Collected

• Usage data – When analytics is enabled, we may collect anonymized usage data (pages visited, device type). See Cookie Policy for details.
• Logs – Server logs may include IP address, browser, and timestamp. Used for security and debugging.

How We Use Information

• To improve our calculators and content
• To understand how visitors use the site (when analytics enabled)
• To comply with legal obligations

Cookies

We may use cookies for:

• Analytics (when enabled)
• Cookie consent preference
• Essential site functionality

See our Cookie Policy for details.

Third Parties

• Advertising – If we show ads (e.g., Google AdSense), ad partners may set cookies. See their policies.
• Analytics – If enabled, we may use analytics providers. Data is anonymized where possible.

Your Rights

Depending on your location, you may have rights to access, correct, or delete your data. Contact us to exercise these rights.

Children

Our site is not directed at children under 13. We do not knowingly collect data from children.

Changes

We may update this policy. Changes will be posted on this page with an updated date.

Contact

Questions? Contact us.