Terms of Use

Last updated: [Date]

Acceptance

By using PayoffKit, you agree to these terms. If you disagree, please do not use the site.

Use of Service

  • Our calculators and content are provided for informational purposes only.
  • You may use the site for personal, non-commercial use.
  • Do not attempt to scrape, hack, or overload our servers.

No Financial Advice

PayoffKit does not provide financial, tax, or legal advice. Our calculators are estimates. Always:

  • Verify with your lender or accountant
  • Consult a qualified professional for major decisions
  • Understand that results may vary from actual outcomes

Disclaimer of Warranties

The site is provided "as is." We do not warrant accuracy, completeness, or fitness for a particular purpose. See our Disclaimer.

Limitation of Liability

We are not liable for any damages arising from your use of the site or reliance on calculator results.

Intellectual Property

Content and design are owned by PayoffKit or our licensors. You may not copy, modify, or distribute without permission.

Links

We may link to third-party sites. We are not responsible for their content or practices.

Changes

We may update these terms. Continued use after changes constitutes acceptance.

Contact

Questions? Contact us.